Why is home insurance limited to each and every different type of disaster?
The home is either livable or NOT livable. . . No matter what disaster ruined the home. . Why is it then that will have to pay extra for every type of circumstance? An accident is an accident. . . . A disaster is a disaster. . . house can be burned, flooded, destroyed by the earthquake and the tornado / hurricaine once. . Why pay for all the different ways insurance-wise? How covered is covered? And why! Why: If you are NEVER any type of claim that you did not back any of the money you spend year after year after year? Again, once you pay the sum insured value of the home. . who cares if the house replaced “money-wise ‘already premium why not spend these grants on a second home instead? just shoot in the dark here of the many complaints I have heard ranted from my elders recently. . their solutions were hysterical. . We’d love to hear more solutions.
is there anyone or agency that assists with my rights when health insurance raises premiums by 50% each year?
individual insurance. had since 1995. paid more premiums than they have paid out. they raise premiums every 6mos by at least 20 pct. because thay have discontinued the type of policy we have, and the persons in our pool keep dwindling. rather than offer other another type policy, they raise our premiums astronomically. we are in a position that with pre-existing conditions, we cannot get insurance with another company. we’ve tried. we have another 3 yrs before medicare. help. insurance ripping us off. large profits at our expense. where can we get help??